In addition to the normal input, on-screen keyboard for single-byte Katakana on "Transfers" page now became effective, responding our customers' request.
On "Transfers" page, on-screen keyboard will appear when you click "keyboard" below the input area for bank, branch, and account name. Then you can easily type Katakana according to vowels and consonants arranged by the edge of the keyboard.

Example:
If you want to input the letter "shi ()," you can type the key on the intersection of line S and line I on screen keyboard.

Any transactions that we receive by 14:30 during bank business hours will be transferred on the same day. Any other transactions we received after 2:30 p.m. to 12 a.m., will be transferred on the following business day.

Domestic fund transfers over Online Banking (Shinsei PowerDirect) to be 0 yen are free of charge (reimbursed) up to 10, 5, or 3 times per month depending on type and balance of transactions between a customer and the Bank. For required condition, please refer to the table below.

Frequency of transfer usage per month will be reset to 0 on the 1st of every month after 8 a.m.
Please note that fees will once be charged and will be reimbursed later for the relevant times of reimbursement. 300 yen (tax included) per domestic fund transfer will be charged in case the number of times for reimbursement exceeds. Transfers within Shinsei Bank are free regardless of frequency. (According to the usage of domestic fund transfer, we may temporarily limit monthly transactions.)

Criteria	Account balance requirements
	Customers who fulfill at least one of (1), (2), or (3)	Customers who fulfill either (1) or (2)	Customers other than mentioned left
(1) Account balance as of the end of previous month*2	20 million yen or more	2 million yen or more
(2) Asset balance of the Bank-designated financial products (investment trusts, structured deposits, and foreign currency deposits, etc.) as of the end of previous month*3	3 million yen or more	300,000 yen or more
(3)Outstanding housing loan balance as of the end of previous month	1 yen or more	―
Number of free-of-charge*1 domestic fund transfer to other banks	10 times per month*4	5 times per month*4	3 times per month

• *1. Fee will be charged at the time of transfer and reimbursed later up to the applicable number. 300 yen (tax included) will be charged per transfer for the exceeding number of free fund transfer service.
• *2. The total balance of below assets in PowerFlex account, insurance products (individual annuity insurance and whole life insurance) and assets in brokerage account on a yen basis at the end of previous month. As for insurance products, its amount is limited to up to 10 million yen to include in the total balance.
  (1)Yen deposits (2)Foreign currency deposits (3)Structured deposits (4)Investment trusts (5) Debentures in PowerFlex account
• *3. The total balance of financial products (foreign currency deposits, structured deposits, and investment trusts) in PowerFlex account, insurance products (individual annuity insurance and whole life insurance) and assets in brokerage account on a yen basis at the end of previous month. As for insurance products, its amount is limited to up to 1.5 million yen to include in the total balance.
• *4. Once the above eligibility requirement is satisfied at the end of each month from March to February every year (at the end of each month from October 2007 to February 2008 only for this year), the applicable number will be applied from the following month until April of the following fiscal year.

Domestic fund transfers received from 8 a.m. on 1st of every month are counted as your number of times for free domestic fund transfers for the respective month. Please reconfirm before you make a transfer. Transfer return "kumimodoshi" is counted as 1 transfer.

When you make a domestic fund transfer online, we will ask you if you want to register the beneficiary account at the confirmation screen. Please click "yes" to register. You can register up to 20 accounts.

We are sorry but we can not answer how to convert Kanji or Alphabet name of payee information into Katakana. Please ask the payee directly.

Sorry, Name-back function is not available at Shinsei Bank.

Unfortunately, fund transfer to a Japan Post Bank account is not available through Online Banking (Shinsei PowerDirect).
You can make a fund transfer to a Japan Post Bank account only at our Financial Centers or by using the Shinsei Bank ATMs. Transactions are available on weekdays from 9 a.m. to 3 p.m. Please note that we do not accept this service for some Financial Centers and Shinsei Bank ATMs. Also, fund transfer handling cost will be charged.

Cancellation for domestic fund transfer is available during the hours we do not accept request of transfer, such as after 2:30 p.m. on weekdays. Status for the transfer can be viewed on the "Transfer Inquiry" screen. To cancel transfers which has been accepted by the bank, or transfers which have been deposited to a third party account, "Transfer return" ("Kumimodoshi") will be made and 500 yen per transfer return will be charged (1 free transfer return in substance per month). There will be no charges in case of funds automatically returned for transfers made through Online Banking (Shinsei PowerDirect) because of account number error or miss spelling of beneficiary's name etc.

Cancellation for domestic fund transfer is available during the hours we do not accept request of transfer, such as after 2:30 p.m. on weekdays.Transfer fee will be reimbursed in case a transfer is cancelled.
If you cancel a transfer subject to free fund transfer in substance (reimbursed), the transfer fee of the following transfer will be reimbursed. Basically, it is judged whether transfer fee is charged or not (reimbursed) when you make a domestic fund transfer.

Inquiry of the latest 10 fund transfers is available through online banking (Shinsei PowerDirect). If you wish to view past account statements, please check the e-Statements available via online banking (Shinsei PowerDirect) or the printed account statements.

Limit of daily domestic fund transfer is initially set at 500,000 yen, and you will be able to change the limit from 0 yen up to 2,000,000 yen. Changes are available through Online Banking (Shinsei PowerDirect). If you wish to change your limits or make domestic fund transfer for 2,000,000 yen or more, please contact Shinsei PowerCall or visit Shinsei Financial Center.

Fund transfer to Rakuten securities for brokerage service is not included in the fund transfer limit stated above.

Fund transfer will be refunded to your PowerFlex Yen Savings account when you make a mistake in the transfer request. You can view your reason for transfer error through Online Banking (Shinsei PowerDirect) on the "Transfer Inquiry" screen. Please reconfirm the status and follow the procedure again.

"Transfer return" is a fund transfer refund made to your PowerFlex Yen Savings account after the transfer was accepted. It is made by the reasons such as mistakes in the transfer request, or cancellation requests. In order to cancel a fund transfer that has been already accepted, transfer return fee will be charged (1 free transfer return per month/ 500 yen per transfer return from the following transfer return).

• Characters which can be used
  Please use only single-byte characters when typing.
  (The space should also be single-byte.)
  
  • Numeric··· 0123456789
  • Single-byte Katakana···
  • Single-byte Alphabet(upper case only)···ABCDEFGHIJKLMNOPQRSTUVWXYZ
  • Sound Kana Mark···
  • Symbols··· ,(comma).(dot)()/-(minus)

• Instructions for entering the Remitter's name:
  
  
  • If you need to include the invoice number on a payment, you can place it before OR after the remitter's name.
  • Remitter's name cannot be changed.
  • Please note that the beneficiary may not see all character on the passbook, etc.

• Examples:(Instructions for sending money to a limited liability company, etc...)