Q
What are the available currencies for Time Deposits ?
A
Available currencies are nine. They are Yen, US dollar, Euro,
Canadian dollar, Australian dollar, New Zealand dollar, Sterling Pond, Hong Kong
dollar and Singapore dollar. PowerTrial also can be set from here. Please refer
to a detail process of purchase from
here.
Q
Is there a deposit limit to the amount for Time Deposits ?
A
There is no limit to deposit for a Time Deposit account. However, there is a maximum and minimum amount for each foreign exchange transaction through Online Banking (Shinsei PowerDirect).
< Maximum >
Weekdays: Amount equivalent to 5,000,000 yen
Weekends & Holidays etc.: Amount equivalent to 2,000,000 yen
("Weekends & Holidays" is when Foreign exchange market is closed.)
< Minimum >
Amount equivalent to 1,000 yen or 10 basic currency units.
Q
I want to change the maturity method of a Time Deposit I already have.
A
At the moment, you are unable to change the maturity method through Online Banking (Shinsei PowerDirect). Please contact our Financial Centers or Shinsei PowerCall to cancel other Yen Time Deposits.
Q
I want to cancel my Yen Time Deposit before maturity.
A
Cancellation for PowerChoice is available through Online Banking (Shinsei PowerDirect). However, cancellation for other Yen Time Deposits is not available online. Please contact our Financial Centers or Shinsei PowerCall to cancel other Yen Time Deposits.
Q
By what time of the day can I use the service ?
A
The service is available 24 hours. There may be a possibility of date being changed for transactions made during nighttime. Please reconfirm the transaction date before you apply.
Q
Can I use "Maruyu" (tax-exempt savings) ?
A
Usage of "Maruyu" for Time Deposit transactions is not available through Online Banking (Shinsei PowerDirect). Also, setting "Maruyu" limits is not accepted.