What is PowerFlex

PowerFlex account offers convenience and accessibility with bilingual services such as 24/7 online banking (PowerDirect) and telephone banking ( PowerCall).

PowerFlex at a glance.

ATM withdrawal fee 0 yen@Online fund transfer fee Up to 1 transfers 0 yen

  • Handling fees waived up to 1 domestic banks transfers a month to accounts at other banks over the Internet. If you clear some conditions it will be 5 or 10 free fund transfer per month.
  • We mainly provide services in Japanese at the branches. There are some branches with English speaking staffs, but not always available. Please visit our branch with someone who can understand Japanese if you have concerns about communication. Thank you for your understanding.

Check below for required identifications and eligibility before account opening.
Open an account at a branch Open an account by mail

PowerFlex Customer Agreements

Save time, save money!

  1. The number of free domestic fund transfer via Shinsei PowerDirect will be changed from July 1, 2008. Please see the details.
  2. Foreign currency in cash is not available.
  3. Monthly account statements showing your transaction activity are available for viewing online through our Internet banking service, Shinsei PowerDirect.


We offer investment products to suit your financial goals, and manage your needs. Manage your money around the clock to best take advantage of market opportunities.