 |
(Interest is as of November 10, 2006.) |
 |
| * |
A 5-year extension determined by the Bank is possible for a total deposit term of 10 years.
|
| * |
In principle, cancellation is not permitted before maturity.
|
|
|
| • It is a principal guaranteed Yen Time Deposit. |
| • It is covered by deposit insurance. |
| • You receive 1.4% p.a. interest for the first 5 years. |
• If the term is extended 5 years, the interest will be 1.5% p.a. on your next 5-year deposit.
|
|
 |
|
| For example, if you deposit 10,000,000 yen, you will receive interest of 560,000 yen after 5 years. If the term is extended for another 5 years, you will receive interest of 600,000 yen. The total interest for 10 years will be 1,160,000 yen (after tax). |
|
| < Receivable Interest
(after tax*) > |
|
| Deposit
amount |
Interest
at |
5-year maturity
|
10-year maturity |
Total |
| 1,000,000 yen |
56,000 yen |
60,000 yen |
116,000 yen |
| 3,000,000 yen |
168,000 yen |
180,000 yen |
348,000 yen |
| 5,000,000 yen |
280,000 yen |
300,000 yen |
580,000 yen |
| 10,000,000 yen |
560,000 yen |
600,000 yen |
1,160,000 yen |
| 20,000,000 yen |
1,120,000 yen |
1,200,000 yen |
2,320,000 yen |
|
 |
| (Interest is as of November 10, 2006.) |
|
| *The interest is 1.4% p.a. (1.12% p.a. after tax) for the first 5 years and 1.5% p.a. (1.2% p.a. after tax) for the next 5 years. The total interest is obtained by multiplying the number of years by the simple interest. Actual numbers may differ slightly as 1 year is calculated on a 365-day-a-year basis. |
|
 |
|
| Minimum deposits for each service. |
|
| Online |
Phone |
Financial Center |
| 500,000 yen |
2,500,000 yen |
2,500,000 yen |
|
|
| |
|
| Powered One Plus and other time deposits. |
|
| Product |
Yen Time
Deposit |
| Powered One Plus |
Other Yen Time Deposits
(Interest rate displayed
at the branch counters)
|
| Deposit Term |
5 years |
If the maturity is extended to 10 years |
5 years |
| Type of interest |
Fixed |
Fixed |
| Minimum deposit |
Online: 500,000 yen
Phone: 2,500,000 yen
Financial Center: 2,500,000 yen
|
1,000 yen
|
| Interest |
1.4% p.a.
(1.12% p.a. after tax) |
Average interest 1.45% p.a.
(1.16% p.a. after tax) |
0.75% p.a.
(0.60% p.a. after tax)
|
| Interest in case of 3,000,000 yen deposit |
168,000 yen |
348,000 yen |
90,000 yen |
| Cancellation before maturity |
In principle, not possible.
Principal may not be guaranteed. |
Receive principal and interest |
| Deposit insurance |
Covered |
Covered |
|
|
| Interest is as of November 10, 2006. The total interest is obtained by multiplying the number of years by the simple interest. Actual numbers may differ slightly as 1 year is calculated on a 365-day-a-year basis. |
|
 |
|
|
|
 |
| |
|
|
|
|
| • |
In principle, cancellation is not permitted before maturity. If we find it necessary to accept a cancellation before maturity, we will cancel the deposit and any additional amount, and will deduct the cost of restructuring the deposit and other costs incurred by the Bank for the period from cancellation to maturity. The remainder will be credited to your PowerFlex Yen savings account. Please note that in this case, your principal is not guaranteed. |
| • |
Funds are credited to the PowerFlex Yen savings account at maturity and the Yen Savings Deposit interest rate applies after maturity of this deposit. |
| • |
Please read the Product Description carefully, and be sure you understand the details of the product and exercise independent judgment in making decisions when depositing. Product Description is available at branches. |
| • |
Powered One Plus is covered by deposit insurance. |
| • |
Interest is as of November 10, 2006. We may stop handling this time deposit or revise the interest rates depending on the market environment. |
| • |
This product is not available between 10 p.m. Thursdays and 9 a.m. Fridays each week due to the updating of information. The schedule may differ on holidays. |
|
|
|
|
|
|
