PowerYokin - A New type Yen deposit with "high interest"and "flexibility" [POINT1:Safer withdrawal method] [POINT2:high interest Earn bonus according to balance and term]
For Platinum customers, there are cases where preferential interest rates apply.
Click here for the interest rates table
PowerYokin is a Yen account primarily focused on security and safety where withdrawal is only available through yen savings deposit. Transfer between PowerYokin and Yen savings deposit is available 24 hours a day by phone or via online 1. Therefore there is no need to worry about urgent withdrawal needs 2.

In addition to the features above, additional interest is earned depending on the term that the funds have stayed in the account. Quarterly bonus and Yearly bonus will be paid depending on the amount and the term.

1. Transfer limit is within the amount you have set by phone. For security purposes, change of daily transfer limit via online is available only for lowering the limit. Raising your transfer limit is available by phone or at the Shinsei Financial Center. Should you wish to raise your transfer limit by phone, please call from the phone number you have registered and contact us at Shinsei Power Call (0120-456-007). Please note that, if you call from the number that is not registered, or a number with no Caller ID, we can not accept the request.
2. If there are 6 or more withdrawals in a month, quarterly bonus will not be paid.
Attractive features of PowerYokin
POINT1 Security & Safety
PowerYokin may not be withdrawn directly. You have to once transfer to yen savings deposit by phone or via online 3.
Therefore, you can feel more secured with PowerYokin where your money is protected.
POINT2 Principal is guaranteed
We have put our customers' safety to our first priority.With PowerYokin, your money is protected, with guaranteed principal and deposit insurance.
POINT3 Favorable interests
In addition to the flexibility of savings deposits, PowerYokin delivers to you the favorable interest which was not available in ordinary savings deposits. This is done using our advanced financial technology.
With PowerYokin, you can receive monthly interest depending on your final daily balance. You can also receive Quarterly bonus and Yearly bonus depending your lowest balance during the deposit term.
POINT4 Very convenient & flexible
You can always request for transfers from PowerYokin to savings account, 24 hours a day, by phone or via online.In that way, you can always withdrawal from your PowerYokin.
3. Transfer limit is within the amount you have set by phone.
If there are 6 or more withdrawals in a month, Quarterly bonus will not be paid.
Interest
As of November 1, 2008
PowerYokin is recommended for those who...
Want to feel secure about their accounts.
Want to efficiently manage the money lying in savings accounts.
Are looking for flexibility in their accounts as well as high interest.
Want to control the excess withdrawal from the accounts.
PowerYokin is available from 1 yen
Minimum deposit amount
 
:
 
1 yen
 
Transfering accounts
 


 Service   Available channels 
 Transfer from Yen Savings account to PowerYokin   Phone / Branch / Online 
 Transfer from PowerYokin to Yen Savings account   Phone / Branch / Online 
 
From December 16, 2005, we have started to handle transfers from PowerYokin to Yen savings account via online 4.
Learn more about transfer limit change

4. Transfer limit is within the amount you have set by phone.
 
Related Links & Information
Learn more about PowerYokin        Product Description
Are you an Account Holder?        PowerDirect Login
Are you a Non Account Holder?        StarterKit Request
About PowerYokin
•  Interest stated are applicable as of August 1, 2006, but they are subject to change depending on market circumstances.
•  Brochures are available at our counters.
•  PowerYokin account is covered by deposit insurance but is not fully protected (it is not an account for settlement).