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Effective November 1, 2007, the number of free-of-charge domestic fund transfer using the Internet banking, Shinsei PowerDirect, has been changed. Please check each eligibility written below.
- Up to a certain number of free transfer per month to Other banks’ account in Japan(Unlimited free fund transfer to accounts within Shinsei)
- Up to 10, 5, or 3 times per month for free transfers
- Customers’ eligibility to be checked at the end of every month to determine the number of free transfers
- Once the eligibility requirement is satisfied at the end of each month from March to February every year (at the end of each month from October 2007 to February 2008 only for this year), the applicable number will be applied from the following month until April of the following fiscal year
e.g. A person who has fulfilled one of the eligibility requirement for the first time at the end of February will be eligible for 2 months until April
* Fund transfer fee will be charged at the time of transfer and reimbursed later up to the applicable number. 300 yen (tax included) will be charged per transfer for the exceeding number of free fund transfer service.
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| Customers who fulfill at least one of (1), (2), or (3) |
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| （1） |
PowerFlex account balance at the end of previous month (Please see “A” below.) |
20 million yen or more |
| （2） |
Asset balance of the Bank-designated financial products(investment trusts, structured deposits, foreign currency deposits, etc.) at the end of previous month (Please see “B” below.) |
3 million yen or more |
| （3） |
Outstanding housing loan balance at the end of previous month |
1 yen or more |
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- 【PowerFlex account balance at the end of previous month】
The total balance of below assets on a yen basis.
As for insurance products, its amount is limited to up to 10 million yen to include in the total balance. Investment trusts balance as of the date of execution, not purchase request date, is included in total balance. You can refer to a prospectus for execution dates.
Yen deposits, Foreign currency deposits, Structured deposits, Investment trusts, and Debentures in PowerFlex account, Insurance products (individual annuity insurance, whole life insurance), and Assets in Brokerage account
- 【Asset balance of the Bank-designated financial products at the end of previous month】
The total balance of below assets on a yen basis.
As for insurance products, its amount is limited to up to 1.5 million yen to include in the total balance. Investment trusts balance as of the date of execution, not purchase request date, is included in total balance. You can refer to a prospectus for execution dates.
Foreign currency deposits, Structured deposits, and Investment trusts in PowerFlex account, Insurance products (individual annuity insurance, whole life insurance), and Assets in Brokerage account
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As of the end of previous month,
either (1) or (2) is required for free fund transfers up to 5 times. |
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| （1） |
PowerFlex account balance at the end of previous month (Please see “A” below.) |
2 million yen or more |
| （2） |
Asset balance of the Bank-designated financial products (investment trusts, structured deposits, foreign currency deposits, etc.) at the end of previous month (Please see “B” below.) |
300,000 yen or more |
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- 【PowerFlex account balance at the end of previous month】
The total balance of below assets on a yen basis.
As for insurance products, its amount is limited to up to 10 million yen to include in the total balance. Investment trusts balance as of the date of execution, not purchase request date, is included in total balance. You can refer to a prospectus for execution dates.
Yen deposits, Foreign currency deposits, Structured deposits, Investment trusts, and Debentures in PowerFlex account, Insurance products (individual annuity insurance, whole life insurance), and Assets in Brokerage account
- 【Asset balance of the Bank-designated financial products at the end of previous month】
The total balance of below assets on a yen basis.
As for insurance products, its amount is limited to up to 1.5 million yen to include in the total balance. Investment trusts balance as of the date of execution, not purchase request date, is included in total balance. You can refer to a prospectus for execution dates.
Foreign currency deposits, Structured deposits, and Investment trusts in PowerFlex account, Insurance products (individual annuity insurance, whole life insurance), and Assets in Brokerage account
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Free fund transfers up to 3 times per month
unless any one of the following 3 is fulfilled as of the end of previous month. |
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| （1） |
PowerFlex account balance at the end of previous month (Please see “A” below.) |
2 million yen or more |
| （2） |
Asset balance of the Bank-designated financial products (investment trusts, structured deposits, foreign currency deposits, etc.) at the end of previous month (Please see “B” below.) |
300,000 yen or more |
| （3） |
Outstanding housing loan balance at the end of previous month |
1 yen or more |
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|
- 【PowerFlex account balance at the end of previous month】
The total balance of below assets on a yen basis.
As for insurance products, its amount is limited to up to 10 million yen to include in the total balance. Investment trusts balance as of the date of execution, not purchase request date, is included in total balance. You can refer to a prospectus for execution dates.
Yen deposits, Foreign currency deposits, Structured deposits, Investment trusts, and Debentures in PowerFlex account, Insurance products (individual annuity insurance, whole life insurance), and Assets in Brokerage account
- 【Asset balance of the Bank-designated financial products at the end of previous month】
The total balance of below assets on a yen basis.
As for insurance products, its amount is limited to up to 1.5 million yen to include in the total balance. Investment trusts balance as of the date of execution, not purchase request date, is included in total balance. You can refer to a prospectus for execution dates.
Foreign currency deposits, Structured deposits, and Investment trusts in PowerFlex account, Insurance products (individual annuity insurance, whole life insurance), and Assets in Brokerage account
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