How to handle problem assets and leverage healthy assets are currently pressing economic issues in Japan. Shinsei Bank delivers an efficient tool, credit trading – the purchase of performing and non-performing loan and lease assets at the appropriate price –, to resolve customers' credit issues.
As a leader in the credit trading business, Shinsei Bank is committed to playing an active role in Japan's economy. We work with financial institutions as well as non-bank and business corporations. These customers use credit trading for such activities as:
- Reduction of balance sheet exposure and management fees related to sub-performing and non-performing assets
- Strengthening of asset portfolio strategies
- Improvement of financial strategies for better capital ratios and securing of liquidity
- Improvement of earnings
- Corporate revitalization, including withdrawal from unprofitable businesses
- Corporate restructuring
Shinsei Bank's credit trading team includes some of Japan's most experienced professionals in this area and enjoys a strong presence in the market. We understand customers' needs from first-hand and in-depth experience of corporate revitalization.
Shinsei Bank's strong balance sheet enables the purchase of almost any size of loan portfolio at competitive rates, including:
- Performing, sub-performing and non-performing loan and lease assets
- Mortgage assets
- Lease assets
- Installment credit
- Guarantee claims
We offer a fully integrated process of sourcing, pricing, documentation and closing for each deal, as well as collecting loans and monitoring through our subsidiary, Shinsei Servicing Company, which is consigned a top-level rating in the servicing industry. Working with the entire Shinsei Bank Group network, we can provide various exit methods from core and non-core businesses through M&A, securitization and private equity.
Copyright © 2003-2008 Shinsei Bank, Limited. All Rights Reserved.
