Notice for the Deadline under the Specified Investors’ System

Under the Financial Instruments and Exchange Law (including relevant provisions of other laws and regulations), customers are categorized into “Specified Investors” and “customers other than Specified Investors (hereinafter ‘General Investors’)”(please see A at the bottom of this notice), for which financial institutions are required to conduct proper sales recommendation and transaction activities corresponding to the investor category. This is called Specified Investors’ System.

1.For Customers Who are Specified Investors

Under the Specified Investors’ System, Specified Investors are exempted from the application of the rules (behavior regulations) for financial transactions to be followed by financial institutions in recommending/selling the financial products to customers who are “Specified Investors.”

2.Transfer between the Investor Categories of Specified Investors and General Investors

Under the Specified Investors’ System, customers may transfer between the investor categories of Specified Investors and General Investors for each “type of agreement” (please see B at the bottom of this notice) as follows:

(1)Transfer from Specified Investors to General Investors

Some of the Specified Investors, who satisfy requirements under the relevant laws and regulations (please see C at the bottom of this notice) are able to request financial institutions to treat them as “General Investors.“ If a customer’s request is accepted by a financial institution, the financial institution treats the customer as a General Investor from the date of acceptance of such a request.

The customer, who once transfers to the investor category of General Investors, may be able to request to transfer back to the investor category of Specified Investors at any time. If the customer’s request is accepted by a financial institution, the financial institution treats the customer as a Specified Investor from the date of acceptance of such a request.

(2)Transfer from General Investors to Specified Investors

Corporate customers other than Specified Investors or individual customers who satisfy specific conditions are able to request financial institutions to treat them as “Specified Investors.” If a customer’s request is accepted by a financial institution, the financial institution treats the customer as a Specified Investor from the date of acceptance of such a request to the deadline separately specified.

The customer, who once transfers to the investor category of Specified Investors, may be able to request to transfer back to the investor category of General Investors at any time regardless of the deadline. If the customer’s request is accepted by a financial institution, the financial institution treats the customer as a General Investor from the date of acceptance of such a request.

3.The Deadline

SBI Shinsei Bank’s Deadline under 2 above is:

September 20^th every year

(SBI Shinsei Bank’s holiday or a national holiday included)

4. Inquiries about the Specified Investors’ System

For details, please contact SBI Shinsei Bank Head Office or Branches responsible for the customer.
As for the requests to transfer from the investor category of General Investors to that of Specified Investors and to transfer back to the investor category of Specified Investors, the customer’s request may not be accepted according to the results of consideration of transactions between the customer and SBI Shinsei Bank, etc. Thank you, in advance, for your understanding.