History

FY2005 (April 1, 2005 - March 31, 2006)

FY2005 (April 1, 2005 - March 31, 2006)
2005 April Opened Kyobashi BankSpot
 May Commenced operations of Shinsei International Limited
June Launched sales of 32 color cash cards
Launched online securities brokerage agent services with Rakuten Securities, Inc.
Formed an affiliation with NORD/LB and WestLB AG for non-performing loan business in Germany
July Launched non-recourse loans for fee-based senior care facilities
August Opened Shinjuku South BankSpot
Formed an alliance with Credit Suisse Life Insurance Co., Ltd.
September Opened BankSpot in Hanlyu-Umeda and Shinsaibashi in Osaka
November Commenced sales of three investment-type (variable) individual annuity insurance products
Launched PowerBuilder, an automatic installment-type foreign currency time deposit
Commenced multi-seller whole business securitization program
December Acquired all shares of Aioi Insurance Company of Europe Limited
2006 January Reached an agreement to establish Rakuten Mortgage Co., Ltd., with Rakuten, Inc
February Opened “SHINSEI BANK DĒLONGHI CAFĒ” at Omotesando Hills Issured preferred securities and subordinated notes outside Japan
Signed an agreement for a non-performing loan servicing company joint venture with Woori F&I in Korea
March Launched PowerSmart Home Mortgage Loan(Long-Term Fixed Rate Type)
APLUS acquired Zen-Nichi Shinpan Co., Ltd.

Latest Revision: Apirl 11, 2008

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