The Bank shall use the personal information it collects
with respect to the following operations to the extent required for the
fulfillment of the following purposes of use, pursuant to the PIPA (Law No. 57 of May 30, 2003).
The Bank shall try to limit the purpose of use according to the occasion of acquisition, for example, use the personal information collected
through answers to questionnaires only to sum up the results of questionnaires as well as the Bank shall prepare specific provisions so that
the purpose of use is clear to the person.
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Description of Operations |
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Deposit, domestic exchange, money exchange,
loan, foreign exchange and any incidental business thereto |
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Any business bank is permitted under law such as investment trust sales,
insurance sales, stock-broking, trust and bonds and any incidental business
thereto |
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Any other business which banks are permitted to conduct and any incidental
business thereto (including business which banks will be permitted to
conduct in the future) |
| Purpose of Use |
The Bank will use the personal information in connection with the financial
products and services of the Bank and its subsidiaries and affiliated companies
for the following purposes: |
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Acceptance of applications for financial
products and services such as opening of accounts for various financial
products; |
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Identification and confirmation of
qualification for use of financial services under the Act on Prevention of Transfer of Criminal Proceeds; |
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Management of continuous transactions such
as control of due date for deposit and loan transactions; |
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Judgment upon application for loans and
continuous use of loans, etc.; |
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Judgment of appropriateness of provision of
financial products and services such as a determination about the presence
of fitness; |
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Provision of personal information to third parties to the extent required
for the appropriate performance of operations such as provision to personal
credit information organizations of which the Bank is a member upon
conducting credit business; |
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Appropriate performance of entrusted operations where the whole or any part
of the handling of personal information is entrusted to the Bank by other
entities; |
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Exercise of right and performance of
obligations prescribed in contracts (contract between the Bank and customers
and contracts directly or indirectly connected to the Bank's operations) and
relevant laws; |
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Market research and research and development of financial products and
services through data analyses and questionnaires; |
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Offering of various information on the financial products and services of
the Bank such as dispatch of notice through direct mail; |
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Offering of various information on the
products and services of affiliated companies; |
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Termination of various transactions and post-termination management; |
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Evaluation of assets upon various sales of claims and purchase of
securities; and |
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Any other purposes for the appropriate and
smooth performance of the financial products and services offered by the
Bank. |
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In addition, personal information will be used for the following purposes
relating to internal control of the Bank and the Group: |
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Making the Group fully informed of various
risks, and management of operations; |
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Management of employment issues within the
Bank; and |
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Administrative business concerning public
relations activities, investor-relations activities, recording the transfer
of shares in the shareholder's register and any other exercise of
shareholders' rights. |
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Furthermore, as stated below, where the purpose of use of specific
personal information is limited under laws and ordinances, such personal
information shall not be used for any other purpose:
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Pursuant to the Enforcement Regulations of
the Banking Act and so forth, any information concerning the debt-paying
ability of the customer who is in need of funds shall not be used for any
purpose other than examination of the debt-paying ability of such customer
nor shall it be provided to any third party; and |
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Pursuant to the Enforcement Regulations of
the Banking Act and so forth, any special private information such as
information on race, belief, family origin, registered domicile, healthcare
record or criminal record shall not be used for any purpose other than those
deemed necessary for the appropriate management of operations or otherwise
nor shall it be provided to any third party. |