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Our Business Model and Strategy
OUR BUSINESS MODEL
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A banking group that has stable earnings power, is truly depended upon by customers and that contributes to the development of both domestic and international industrial economies |
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A banking group that has built on its past experiences and history, values diverse talents and cultures and continually takes on new challenges |
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A banking group that strives for transparent management, valued and trusted by all stakeholders, including customers, investors and employees |
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OUR STRATEGY
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Period: Three years from fiscal year 2010 to fiscal year 2012 (ending March 31, 2013) | |
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Focus on rebuilding customer franchise, stabilizing earnings and cost reductions, having reflected on lessons learned and past events | |
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Targets at the end of management plan | |
| - | Achieve external credit ratings of A/A- | |
| - | Aim for total consolidated capital adequacy ratio of over 10% on Basel III basis | |
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Goals for each fiscal year | |
| - | Fiscal year 2010: lay groundwork for stabilized earnings | |
| - | Fiscal year 2011: Measures for diversification of revenues through new businesses | |
| - | Fiscal year 2012: Record stable earnings at operating speed | |
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Enhance management control (including renewal of corporate governance structure) | |
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Establish an organizational framework to devise detailed plans for the repayment of public funds | |
| - | Speedy and stringent execution to ensure the achievement of the targets set in the financial projection | |
| - | Foster healthy organizational culture with emphasis on the importance of compliance | |
Please find more about our Medium-Term Management Plan from HERE.
Latest Revision: July 5, 2011