Governance ※1

(Nonconsolidated)

FY2020

FY2021

FY2022

Number of Directors

7

9

9

Ratio of Female Directors

28.6%

22.2%

22.2%

Ratio of Outside Directors

5

5

5

Number of Board of Directors Meetings Held

6

9

13

Attendance Rate for the Board of Directors Meetings

98%

100%

100%

(Note) Number of Directors, Ratio of Female Directors and Ratio of Outside Directors are as of June 30, 2023.

Employees

(Nonconsolidated)

FY2020

FY2021

FY2022

Number of Employees

2,186

2,223

2,179

 Male

1,237

1,258

1,231

  Ratio

57%

57%

56%

 Female

949

965

948

  Ratio

43%

43%

44%

Competitive Ratio in Recruitment

(Applicant base)

40.5

37.7

32.0

 Male

29.3

33.5

33.7

 Female

65.1

44.3

29.5

Average Age

42.4

42.6

42.9

 Male

41.7

41.9

42.3

 Female

43.3

43.5

43.9

Average Years of Service

13years 6months

13years 10months

14 years 1 month

 Male

12years 4months

12years 8months

12 years 11 months

 Female

15years 1month

15years 4months

15 years 8 months

Average Monthly Salary

¥491 thousand

¥489 thousand

¥493 thousand

Number of Business-Limited Employees

138

137

133

Number of Part-time Employees

205

229

259

Number of Temporary Employees

6

5

6

Number of Overseas Locals Recruited

0

0

0

Number of New University Graduates Hired

51

80

53

 Male

35

49

31

  Ratio

69%

61%

58%

 Female

16

31

22

  Ratio

31%

39%

42%

Number of Mid-career Personnel Recruited

64

53

72

 Male

36

35

53

 Female

28

18

19

Ratio of Female Managing Executive Officer

16%

18%

11%

Number of Managers

715

772

755

Number of Female Managers

Section Leader Level or Higher

140

171

162

  Ratio

19.6%

22.2%

21.5%

Section Manager Level or Higher

462

499

505

  Ratio

32.7%

33.9%

34.3%

Number of Employed Persons with Disabilities

33

39

37

Employment Rate of Persons with Disabilities

2.0%

2.2%

2.1%

Turnover Ratio (Voluntary)

2.4%

2.8%

6.2%

Average Overtime Hours per Month

18.4

19.3

20.3

Average Paid Leave Acquisition Rate

56.5%

62.5%

61.4%

Ratio of Employees Taking Consecutive Leaves (One Week Leaves)

99.5%

99.0%

96.6%

Number of Employees Taking Childcare Leave

33

33

44

 Male

7

11

16

 Female

26

22

28

Number of Employees Taking Life Support Leave

6

5

11

Number of Employees Taking Family Care Leave

0

6

6

Number of Employees Registering for Concurrent Business or Side Business

68

94

82

Ratio of Employees Using Teleworking ~{※1}

99.8%

97.1%

89.9%

Number of Employees Using Continued Employment System

18

17

26

Number of Employees Using Come Back System ~{※2}

83

87

93

 Male

40

43

46

 Female

43

44

47

Number of Employment of FunctionalChange or Employment Status Change

44

28

23

 Male

17

6

11

 Female

27

22

12

  1. The ratio of SBI Shinsei Bank employees who have used teleworking during each fiscal year. In FY2022,under the influence that the way of registration of teleworking with the attendance system has been changed, the ratio decreased.
  2. The number of SBI Shinsei Bank employees who have retired and are re-employed and working at the
    Bank (excluding retired employees)

Environment

(Nonconsolidated)

FY2020

FY2021

FY2022

Independent/Co-Arrangement Results of Domestic Project Finance for Renewable Energy (Billions of yen)

201.0

151.6

72.6

Environment Impact Data

 Gas Usage(m~{3}~{※1}

46,100

46,500

43,800

 Amount of Heavy Oil (t) ~{※1}

88

85

96

Gasoline Usage(kl)~{※2 ※6}

247

294

271

Diesel Usage(kl)~{※2 ※6}

0

40

70

 Amount of Water Cooling(GJ)~{※1}

954

874

734

Electricity Usage(1,000kWh)~{※1 ※6 ※7}

29,210

28,218

26,913

Clean Water Usage(t)~{※3 ※7}

9,925

10,159

8,839

CO₂ Emissions

CO₂ Emissions(t)

14,952

14,222

11,650

Scope1(Direct Emissions)(t) ~{※4}

916

1,129

1,176

  Gas ~{※1}

103

104

98

  Heavy Oil ~{※1}

239

229

261

Gasoline ~{※2 ※6}

574

688

630

Diesel ~{※2 ※6}

0

108

188

Scope2(Indirect Emissions)(t) ~{※4}

14,036

13,093

10,474

  Cold Water ~{※1}

54

50

42

Electricity ~{※1 ※6 ※7}

13,981

13,043

10,432

Amount of Waste Generated/Recycling Rate ~{※5}

 Waste Generated(t)

103

215

147

 Amount Recycled(t)

66

137

98

 Amount of Waste Disposal(t)

37

78

49

 Recycling Rate

64%

64%

67%

  1. The total of domestic business bases of SBI Shinsei Bank, Shinsei Financial, APLUS, Showa Leasing,Shinsei Trust & Banking, Shinsei Securities, Shinsei Investment  Management, Shinsei Investment &Finance, Shinsei Corporate Investment and Shinsei Business Services
  2. Total of domestic business bases of SBI Shinsei Bank, Shinsei Financial, APLUS, Showa Leasing
  3. Total of domestic business bases of SBI Shinsei Bank, and SBI Shinsei Bank head office, Shinkawa office, Shinsei Financial Osaka Building, Akihabara office, and LI center building of each group company
  4. CO2 emissions of City gas, Heavy Oil, Gasoline, Diesel Oil and Cold Water are calculated according to factors based on the Act on Promotion of Global Warming  Countermeasures.
    Electricity is calculated according to the most recent adjusted emission factors by electricity producers for
    fiscal 2021 based on the Act on the Promotion of Global Warming Countermeasures.
  5. Total of SBI Shinsei Bank head office; Other SBI Shinsei Bank locations and offices of affiliated companies
  6. Includes UDC Finance from Fiscal 2021
  7. As for Shinsei Investment Management, actual values up to the end of FY2023

Contribution to Society (Consolidated)

(Nonconsolidated)

FY2020

FY2021

FY2022

Financial Literacy Program(MoneyConnection®)

 Number of Schools where the Program was Held (Total)

1,243

1,329

1,424

 Number of Students Participants (Total)

158,270

166,888

176,535

Social Contribution Activities

 Number of Volunteer Activities

8

14

15

 Number of Employees Participants

549

490

466

Compliance

(Nonconsolidated)

FY2020

FY2021

FY2022

Number of Whistle-Blowing Reports

1

1

1