First Login

You will be required to perform some initial settings when you first log in.


Please keep the following items handy when logging in.

Cash card

Your branch code and account number are shown on this card. If you opened your account via internet or post, the branch code will be 400 (Head Office).

Security code card

Alphanumeric characters are shown on this card.

PIN notice

Your PIN is shown on this post card.

  1. 1Tap the "Login" button. It will lead you to the "Smartphone Services and Important Information".
  2. 2After you read these important information, please tap the "Online Banking Login for Smartphone".


  1. 3Input the branch code (3 digits) and account number (7 digits) shown on your cash card.
  2. 4Input your PIN (4 digits).
  3. 5Input your birthday (8 digits: yyyymmdd) (For the first time only)
    e.g. If your birthday is December 9, 1960, please input 19601209.
  4. 6Tap "Login"
  5. 7Enter your desired PowerDirect password according to the below password policy.
    The password should be between 6-12 characters long and contains at least two types of characters under the following categories:
  • English lowercase characters (a through z), base 10 digits (0 through 9).
  • Lowercase characters and uppercase characters are recognized as separate characters.
  • You cannot use non-alphanumeric characters such as "!" or "/".
  • You can log in using your new PowerDirect password from the next log in.
  1. 8Tap "Register"


  1. 9Please input your Security Code Card number (5 digits in each field) shown on the upper right side of the back of the card.
  2. 10Check the box after you read and acknowledge the affirmation and tap "Register" and your Security Code Card will be activated.

When "Your Security Code Card number has been registered." appears, your Security Code Card is activated.

If you would like to proceed to the online banking site, tap on "Login Again" and move to next page. You can log off by tapping "Exit".

You can change your PIN by contacting PowerCall at 0120-456-272 (*77).