PowerFlex Account Application Form Request

In accordance with the Act on the Protection of Personal Information (Act No. 57, May 30, 2003) and the Act on the Use of Numbers to Identify a Specific Individual in the Administrative Procedure (Act No. 27, May 31, 2013), the Bank shall use collected customers’ “personal information and ‘social security and tax numbers’ (“Individual Numbers”)” (collectively, “Personal Information”) for the following operations within the scope required to achieve the following purpose of use. The Bank shall stipulate the purpose of use specifically for customers’ clear understanding of the purpose. For instance, when the Bank asks customers to answer questionnaires, the Bank shall endeavor to limit the purpose of use (e.g., to count and organize questionnaire results) according to the situation.

Operations

• Deposits, domestic exchange, money exchange, loans, foreign exchange, and incidental operations thereto
• Investment trust sales, insurance sales, securities brokerage, trusts, corporate bonds, and other operations that banks are permitted to operate under the laws, and incidental operations thereto
• Other operations that banks are permitted to operate, and incidental operations thereto(including those that will be permitted to be handled in the future)

Purpose of Use

I.Purposes of Use of Personal Information
Of the Personal Information, the Bank shall use personal information to the extent required to achieve the following purposes of use:

1. Concerning finance instruments and services of the Bank and its affiliates and partners, the Bank shall use personal information for the following purposes of use. The purposes of use include actions such as delivering advertisements and making credit decisions that are taken based on the hobbies, preferences and credit standing of our customers presumed by analyzing their personal information such as transaction history, website view history, other behavior records and information obtained through personal data sharing.

   • Receive applications for financial instruments and services (e.g., application for opening an account for various financial instruments);
   • Conduct identity verification based on the Act on Prevention of Transfer of Criminal Proceeds and confirm eligibility for using financial services;
   • Conduct management for continuous transactions (e.g., due date control in deposit, loan, and other transactions);
   • Make judgments on the appropriateness of providing financial instruments and services (e.g., judgment against the principle of appropriateness);
   • When all or part of processing of personal information is entrusted by other businesses, accomplish this entrusted operation appropriately;
   • Exercise rights or fulfill obligations in accordance with contracts (i.e., contracts between a customer and the Bank and contracts directly or indirectly related to the Bank’s operations) and the relevant laws and regulations;
   • Study and develop financial instruments and services through market research, data analyses, and surveys;
   • Provide customers with various proposals on financial instruments and services by sending direct mail or other means;
   • Provide customers with various proposals on the products and services of its affiliates and partners;
   • Cancel various transactions and conduct management after cancellation of transactions; and
   • Any other purposes for administering the Bank’s financial instruments and services appropriately and effectively.

II.Purposes of Use of Individual Numbers
Of the Personal Information, the Bank shall use Individual Numbers and personal information incorporating Individual Numbers within the scope required to achieve the purposes of use listed below:

1. Individual Numbers administrative operations for customers
   • Application for and report of the opening of accounts for financial instruments transactions
   • Preparation of statutory documents pertaining to financial instrument transactions
   • Preparation of statutory documents pertaining to life insurance contracts and so forth
   • Preparation of statutory documents pertaining to non-life insurance contracts and so forth
   • Preparation of statutory documents pertaining to trust transactions
   • Preparation of statutory documents pertaining to transactions of gold bullion and so forth
   • Preparation of statutory documents pertaining to overseas remittances and other transactions
   • Application of the tax-free savings system and so forth
   • Operation of the property accumulation system (zaikei) and so forth
   • Preparation of statutory documents pertaining to educational funds management contracts
   • Preparation of statutory documents pertaining to marriage／child rearing funds management contracts
   • Provision of Individual Numbers to book-entry institutions and so forth concerning financial instruments transactions
   • Acceptance of applications for income tax convention
   • Operation of numbering deposit accounts
2. Individual Numbers administrative operations for individuals
   • Preparation of payment reports for compensation, fees, contract money, and awards
   • Preparation of payment reports for real estate rentals
   • Preparation of payment reports for remuneration for the acquisition of real estate and so forth
   • Preparation of payment reports for agent commissions for selling/purchasing/lending of real estate and so forth
   • Preparation of payment reports for remuneration paid to nonresidents and so forth for personal services provision business
   • Preparation of payment reports for real estate rentals paid to nonresidents and so forth
   • Preparation of payment reports for industrial property royalties paid to nonresidents and so forth
   • Preparation of payment reports for machine rental fees paid to nonresidents and so forth
   • Preparation of payment reports for salaries, compensation, pensions, and awards paid to nonresidents and so forth
   • Preparation of payment reports for remuneration for the acquisition of real estate paid to nonresidents and so forth
3. Utilization for operations related to the Bank to the extent permissible under laws and regulations
4. If the Bank is entrusted with business by a company or organization and handles the Personal Information of the employees, members, retired employees, and shareholders of such company or organization in the course of business, the Bank shall use their Individual Numbers solely to the extent required to fulfill entrusted operations in accordance with the provisions of the service agreement of each operation.

<Request to report any change of your Individual Number>If your Individual Number is changed, please promptly report it to the counter of your branch or "PowerCall" (0120-456-007)