Foreign Currency Time Deposit with Special Interest Rate Plan

A first step to building a financial plan

Foreign Currency Deposit products may fall below the original amount in yen
Click here for more details

Foreign Currency Time Deposit with Special Interest Rate Plan
(the former Otameshi Gaika Plan)

  • Preferred interest rate
  • Short term, 1 month
  • Deposit in Yen

Interest Rate

We offer a higher interest rate for ?hForeign Currency Time Deposit with Special Interest Rate Plan?h than our regular 1 month Foreign Currency Time Deposit.

Foreign Exchange Fees

Check out our reasonable exchange fees. For example, 0.07 - 0.15 yen per 1 USD.

  • In the event of high market volatility, system malfunctions, etc., the foreign exchange rates applied by the Bank may differ significantly from prevailing market rates.

Foreign Exchange fees

Acceptable Customer Risk Level

This product is recommended for customers with acceptable risk levels 2-5.

What is acceptable customer risk?

Application Information

Deposit Period 1 month
Deposit Method


  • If you are able to understand Japanese, you will be able to make this transaction at our contact center or at our branches.
Deposit Amount

More than 100,000 yen in increments of 1 yen.

Available Currencies
  • US DollarUS Dollar
  • EuroEuro
  • Australian DollarAustralian Dollar
  • New Zealand DollarNew Zealand Dollar
  • Pound SterlingPound Sterling
  • Chinese YuanChinese Yuan
  • Turkish LiraTurkish Lira
  • South-African RandSouth-African Rand
Maturity Automatic
Currency Received at Maturity Foreign currency
(same as original deposit)
Interest Payment Method Interest shall be paid in a lump sum on maturity date. Currency of Interest Foreign currency
(same as original deposit)
Principal Guarantee There is a risk of the loss of yen-denominated principal.
For details, please see here.
Deposit Insurance Not covered by deposit insurance.