Open an account by mail

No need to visit a branch

Step 1: Download an application form or request a Starter Kit

Step 1: Download an application form or request a Starter Kit

Access the Shinsei Bank website and request a Starter Kit or download an application form.

  • If a Starter Kit is requested, it will take about 7-10 days to arrive
Step 2: Receive Starter Kit and fill in the application form
Step 2: Receive Starter Kit and fill in the application form

Once you have received your starter kit, please fill in the application form.

Step 3: Send the application form and IDs back by mail
Step 3: Send the application form and IDs back by mail

Enclose all the necessary documents in an envelope and send it to the bank.

Processing will take about 7-10 days

Step 4: Receive your cash card
Step 4: Receive your cash card

Receive your cash card and welcome kit. Now you can use your account.

Who can open an account?

You must be a resident of Japan with a contact phone number to confirm the details of your account application form.

The "contact phone number" must be your own phone number. The phone number at your workplace or someone else's phone number is not acceptable.

Account opening requests by foreign politically exposed persons will be accepted at branches only.

Ineligibilities

  • Non-residents of Japan
  • "Period of Stay" on the Residence card is less than 1 year.
  • Corporate application
  • Post office box address

STEP1Download an application form or request a Starter Kit

Please choose from the following two options: 'Request a Starter Kit' or 'Download an application form'.

If you would like to print out the account opening form and send it yourself, please click on 'Download an application form'. Download and print out the application form and other important information.

If you prefer to have us send you the account opening form, please click on 'Request a Starter Kit’. We will send you a Starter Kit, which includes an application form, brochure, and return envelope by courier mail in approximately 1 week.

Account application forms and brochures are available in English. If you have any questions or concerns, please contact our toll-free call center 0120-456-022 (English assistance available 24/7).

  • You can also request for a Starter Kit at the call center.

PowerFlex Customer Agreement

  • Request to Customers Concerning the "Foreign Account Tax Compliance Act (FATCA)"
    U.S. citizens (people who have U.S. citizenship), U.S. permanent residents (Green Card holders), and people who are classified as U.S. residents (including expatriates) under the laws of the U.S. are required to submit an additional form regarding "Foreign Account Tax Compliance Act (FATCA)". Please click here for details and download the relevant form.

STEP2Fill in the account application form

Here is a checklist when filling out your application form.

1Write the exact name that appears on your ID.
- If you have a middle name on your ID, you are required put it down. If not, you must not put it down. If it is different from your ID, you will be asked to resubmit your application form.

- If written in Chinese characters, please also provide your name in Roman letters.
Shinsei Bank shall not be held responsible for any damages caused by misidentification as long as the name has been confirmed without a middle name, even if it is registered in this form.

2Date of birth must be the same as the date shown on your identification documents.

3Address must be the same as on your identification documents, and must be your current place of residence.
Please do not forget to fill in your postcode and house or apartment number.

4Please be sure to provide your primary email address.
Without an email address, written account statements will be sent the following month if a transaction is made.

5Please tick the appropriate box.
If "Other", please specify. If any of the boxes are left blank, the application will not be accepted.

6Fill in the color number of cash card corresponding to the Shinsei PowerFlex Account Guide enclosed with the Starter Kit or click here.

If this field is left blank, you will automatically receive the color Big Sky (color number: 001).

7If you provide a signature, it is imperative to remember it exactly. Therefore, make sure it is a signature you can execute again in the future, and it is advisable to use your full name (i.e., what is on your identification documents).

Example of a signature:
Example of a signature

8If you provide a personal seal, stamp it ONLY ONCE and CLEARLY INSIDE the box. The following examples are not acceptable.

Example of a nonacceptable personal seal:
Example of a nonacceptable personal seal

STEP3Check the required identification documents

Please provide A and B below as your identification documents.

A

Please provide a copy of your "Residence Card", "Special Permanent Resident Certificate" or "Japanese driver's license".

Documents Note

Residence Card (Copy)

Residence Card
  • Please check that your period of stay is more than one year.
  • Please check that the address stated on the card is your current address.
  • The name spelling and address on the account application form must be the same as on your certicicate or card.
  • Please copy both sides.
  • The copy must be clear and legible.
  • Please ensure the number on the upper right of the front side is clear.
  • Name, address, date of birth, and card number must be clear and legible.

Special Permanent Resident
Certificate (Copy)

Special Permanent Resident Certificate
  • Please check that your period of stay is more than one year.
  • Please check that the address stated on the card is your current address.
  • The name spelling and address on the account application form must be the same as on your certicicate or card.
  • Please copy both sides.
  • The copy must be clear and legible.
  • Please ensure the number on the upper right of the front side is clear.
  • Name, address, date of birth, and card number must be clear and legible.

Japanese driver’s license (copy)

Japanese driver’s license
  • Please ensure the seal on the lower right of the front side is clear.
  • If new information is shown on the reverse side, please ensure the correction seal is clear.
  • Please black out sensitive information (conditions of license, etc.).
  • Please do not black out other information.
  • Issued date must be more than 6 months ago. We may contact you to confirm your residency.

B

Please provide "an original copy of Residence Certificate" or "an original copy of a utility bill".

Documents Note

An original copy of Residence Certificate (Issued within the past 6 months)

  • Please provide all pages, including the page with issue date and seal of the issuer.
  • Please prepare the original certificate for the account holder. If the certificate should include information regarding the household please include those pages as well.
  • Please issue a certificate without your Individual Number (My Number) and your permanent address (Honseki-chi). We need to verify your current address on the certificate.
  • If the certificate should have your Individual Number (My Number) and your permanent address (Honseki-chi) printed on it, please black it out before sending.

Telephone, mobile phone, electricity, water, gas, NHK, internet provider, or CATV

  • A copy is not acceptable.
  • It must be issued within the past 6 months. Please confirm that the issued date falls within this time period and is printed on the bills.
  • Bills must have both name and an address, and must be the same as on your identification document. Should it differ, the bills will not be considered as acceptable identification.
  • Neither a letter of nonpayment nor a reminder notice are available.

Enclose all the necessary documents in an envelope and post it to the Bank

Place all the necessary documents in an envelope and post it to the address below.
Please note that we do not return the account application forms or identification documents once they are submitted.

Account application form+Two required identification documents

Post it to the address below:

Attn: Account Open (Mail Order)
Meguro Production Center
Shinsei Bank
Arco Tower,
8-1 Shimomeguro 1-chome,
Meguro-ku, Tokyo 153-8511

STEP4Welcome Kit, cash card and PIN will be sent separately to the registered address

Welcome Kit, cash card, and PIN will be sent separately. The cash card is sent as simple registered mail (Kani kakitome), and the PIN is sent as acceptance-recorded mail (Tokutei kiroku yubin). For security reasons, they may arrive on different days.

(The cash card may not be embossed with your full name due to limits on the number of letters.)

Welcome Kit cash card and PIN

Note: Simple registered mail (Kani kakitome) and acceptance-recorded mail (Tokutei kiroku yubin) are mail services that record delivery. If the mail is delivered during your absence, you will receive an "Undeliverable Item notice" (image below) and the mail will be brought back to the post office. Please request post office to redeliver the mail. For details, please check post office's website.

Undeliverable Item Notice

  • This is an image of 'Undeliverable Item Notice'. The notice may vary according to the region.

Start using your account

Make a deposit and start using the account. Any of the following ATMs are capable of depositing money into your account.

Japan Post Bank and Post office ATMs

Seven Bank ATMs, including those located inside Seven-Eleven convenient stores
(available 24 hours a day, 365 days a year)

For further information, call Shinsei PowerCall (toll-free number inside Japan: 0120-456-860)
Available 24 hours a day, 365 days a year

Introductory Help Videos
& How-to Guide

Step3: Sending the application form and IDs

How to open an account by post

How to open an account by post

Need to send funds overseas? Check out our GoRemit Shinsei Overseas Remittance Service.

*Separate application required.

Goremit

GoRemit offers bilingual telephone support and don't have to go to bank branch or open an account with us.
Simply use your online banking or local ATM to send us funds and remit to over 170 countries.
The service fee is JPY2,000 per remittance. Yen-basis remittances are subject to an additional charge of 0.1% of the amount sent (minimum charge of JPY1,500). (As of January 16, 2017)