Major Affiliates

We at Shinsei Bank provide a comprehensive set of solutions for our customers' funding and investment needs. The Shinsei Bank Group network performs a wide range of financial functions including distribution, trust servicing and transaction management. This translates into consistent service, clear communication and united goals for all the Shinsei Bank Group teams working on a deal. In addition, our subsidiaries provide the same long-term expertise in local and international financial practices that our customers have come to expect when working with Shinsei Bank.

  • SHINSEI TRUST
  • SHINSEI SECURITIES
  • SHINSEI CORPORATE INVESTMENT
  • SHINSEI INVESTMENT&FINANCE
  • SHINSEI INVESTMENT MANAGEMENT
  • SHOWA LEASING
  • SHINSEI FINANCIAL
  • APULUS
  • Alpha Servicer Co., Ltd.
  • Shinsei Personal Loan

Note: Shinsei Bank does not operate any of subsidiaries' and affiliates' websites linked from this page.

SHINSEI TRUST

Shinsei Trust and Banking Co., Ltd. supports every aspect of structured and securitized transactions. From the provision of trust services and transaction management through master servicing and advisory services, Shinsei Trust can add value and provide solutions for both repeat issuers and the most complex of new issues.

As a "new-paradigm" trust bank, Shinsei Trust's products and services are based on the latest structured finance and trust technology combined with market expertise provided by professionals who have been active in the area of trust and servicing solutions in the structured finance market for over 12 years.

Contact:

For additional details, please contact Shinsei Trust and Banking:

SHINSEI SECURITIES

Shinsei Securities Co., Ltd., a fully owned subsidiary of Shinsei Bank, is a wholesale securities house focused on the distribution of securitized instruments, structured bond sales and bond underwriting.

Shinsei Securities has led the securitization business based on a wide variety of securitization transactions including residential mortgages, corporate loans, consumer loans and lease loans. Its total volume of the securitization business in 2011 was 233 billion yen. The company was ranked third among underwriters league table of asset-backed securities except Japan Housing Finnace Agency RMBS in 2011.

Shinsei Securities distributes structured bonds to retail customers by Shinsei Bank's intermediacy (Chukai) besides corporate customers.

Contact:

For additional details, please contact Shinsei Securities:

SHINSEI CORPORATE INVESTMENT

Shinsei Corporate Investment provides investment services to customers, focusing on venture, buy-out and impact investments.

① Venture Investment

We provide equity for domestic start-ups in IT and other growth area.

We support business creation and growth through providing equity and post-investment support with leveraging Shinsei Bank Group’s network.

We invest in early, middle and later stage venture companies through the fund. In addition, we provide equity to venture companies outside these area such as biotech and seed stage startups through industry or stage focused funds that we have established with external business partners with expertise in specific areas.

② Buy-out Investment

The Buyout Investment Team at Shinsei Corporate Investment utilizes its own funds and provides "hands-on" management support to small and medium sized enterprises with business succession needs.

Our potential customers would include but are not limited to customers with the following needs:

  • Enterprises in need of a successor to manage their business but do not have strong candidates either within the company or amongst relatives, and require additional time to raise a successor
  • Enterprises seeking a trustworthy partner that will buy and hold company shares while making the business grow together

As a general rule, we require a majority ownership stake in the enterprise it is investing in via a fund structure. Shinsei Corporate Investment will then work to add value to and increase the enterprise's total value by dispatching professionals to the enterprise in order to assist in the restructuring of management, refining business growth strategies and executing business plans.

③ Impact Investment

Impact Investment Team aims to secure both economic and social returns through investment activities.

The team currently manages two impact investment funds, i.e. the first impact investment fund managed by a Japanese banking group setup (vintage: Jan 2017) and the second fund involving 11 institutional investors in Japan (vintage: June 2019). The team aims to create a sustainable society by focusing on “working people�?, and is targeting “childcare, nursing care, and new work style-related businesses�? such as follows:

  • a) worker-oriented companies contributing to building an environment where people in different situations can continue working despite their life events such as child and nursing care,
  • b) educational and nursing care service providers contributing to developing next-generation talent, and
  • c) the companies supporting child and nursery care balance. The Fund will invest in early-to-later stage companies with JPY100 million to JPY500 million per investment

The team provides growth capital and management supports to early-to-later-stage startups.
It is also worth highlighting that the team makes stationary measurement of the “social impact�? derived from startups�? business activities, in order to visualize the degree of the social contribution and share such information among the parties involved.

Contact:

For additional details, please contact Shinsei Corporate Investment:

SHINSEI INVESTMENT&FINANCE

As a member of Shinsei Bank Group, Shinsei Investment & Finance offers creative and productive services to enhance customer experience.

Real Estate Mortgage Loan

Our long history and expertise in the real estate mortgage business enables us to accommodate and cater to various client financing demands.

  • Working capital/facilities/equipment funds for SMEs
  • To purchase primary residence, properties-to-let and other investment real estates
  • Acquisition, renovation, project funding for real estate related businesses and developers

We also support the growing inbound market in offering accessible services for both domestic and overseas investors.

Tailor-made Real Estate Finance

Tailor-made Real Estate Finance Team is dedicated to serve value-added and unique made-to-order services to clients with diverse demands.

  • Large projects and short-term bridge financing
  • Real estate related businesses and developers project financing
  • Purchase and resale businesses and projects
  • Real Estate M&A, etc.

Contact:

For additional details, please contact Shinsei Investment & Finance:

SHINSEI INVESTMENT MANAGEMENT

Shinsei Investment Management Co., Ltd. is a fully owned asset management subsidiary of Shinsei Bank, which opened for business in April 2003. Leveraging the Shinsei Bank Group's neutral and independent global network, Shinsei Investment Management functions as an "investment product provider," offering access to a carefully selected range of investment products from around the world in order to meet the various investment needs of customers. In choosing investment institutions and funds, Shinsei Investment Management places utmost importance on selection, in-depth due diligence, and performance evaluation.

Contact:

For additional details, please contact Shinsei Investment Management:

SHOWA LEASING

Since its foundation in 1969, Showa Leasing Co., Ltd. has contributed to improving the financial situations of its corporate customers and the modernizing of their facilities through the leasing business. After joining the Shinsei Bank Group in 2005, the company has looked to further improve customer satisfaction levels and nurture the trust customers place in it by offering diverse financial solutions that leverage the strengths of the Shinsei Bank Group.

In recent years, the company has entered alliances with companies with a high level of expertise to promote businesses specializing in particular areas or markets, such as the renewable energy and semiconductor businesses. In addition, it has been working to enhance cooperation with regional financial institutions and their customers. Furthermore, it focuses on finding new areas that are expected to grow in the future such as highly-functional assistive products/equipment (e.g. wheelchairs, hearing aids, etc.), next-generation advanced technologies, and on developing products and services to expand such markets.

Showa Leasing comprehensively supports all types of capital investment including information technology equipment, industrial machinery, machine tools, construction machinery, medical equipment, commercial facilities, and airplanes. Moreover, it offers solutions for strengthening financial foundation and risk management, one-stop services concerning the disposal of unnecessary personal properties, and sales promotion programs for manufacturers and retailers.

Contact:

For additional details, please contact Showa Leasing:

Showa Leasing Co., Ltd.

SHINSEI FINANCIAL

Shinsei Financial Co., Ltd. provides personal loan services as a member company of the Shinsei Bank Group. The company also offers its expertise and IT systems to regional financial institutions which have credit guarantee tie-up relationships with Shinsei Bank, and we assist them in expanding their personal loan businesses with the aim of developing products that further satisfy their customers' needs and exercising their finely-tuned credit management.

We provide customer-centric services with the utilizing the company's high quality customer research and product development expertise, its process management technologies developed through experience, and state-of-the-art IT. Furthermore, we keep a focus on strong compliance awareness and internal control frameworks as an essential part of day to day activities of our employees.

Contact:

For additional details, please visit the following web site:

Shinsei Financial Co., Ltd.

APULUS

APLUS Co., Ltd. is a major consumer finance subsidiary company of the Shinsei Bank Group. and engages in businesses such as shopping credit, credit cards, and settlements.

As a link connecting customers, tie-up partners, and manufacturers, APLUS Co., Ltd. offers high value-added financial services, through which we contribute to our customers' wealth and well-being.

Contact:

For additional details, please contact APLUS:

Alpha Servicer Co., Ltd.

Alpha Servicer Co., Ltd. (hereinafter, “Alpha Servicer�?) is a servicer licensed by the Minister of Justice based on the Act on Special Measures Concerning Claim Management and Collection Businesses (Servicer Act) (Minister of justice Permission No.101).

The company merged with Shinsei Servicing & Consulting Limited (hereinafter, “Shinsei Servicer�?) in October 2017, consolidating Alpha Servicer’s function focusing on servicing small loans to individual borrowers (primary servicing) and Shinsei Servicer’s function focusing on servicing non-performing loans and loans commercial secured loans (special servicing).

Through the merger, as the Shinsei Bank Group’s general servicer leveraging the strengths of the two companies, Alpha Servicer will operate the servicing business more efficiently by collectively handling NPLs (non-performing loans) and SPLs (specialized loans) of the Group. The company will also offer more optimized servicing by responding to the various needs of the originators (creditors) including financial institutions.

Main businesses:

  • Entrusted servicing of specialized monetary claims
    «Examples»
    Primary servicing: Servicing of financial institutions�? early delinquent loans to individual borrowers
    Special servicing: Servicing of NPLs(non-performing loans), SPLs (specialized loans), and loans after obtaining right of indemnification by a public guarantor
    Back-up servicing of liquidated or securitized claims
  • Purchasing and servicing of specialized monetary claims
  • Consulting
  • Contracted clerical services

Contact:

For more information, please contact:

Alpha Servicer Co., Ltd.

Shinsei Personal Loan

Shinsei Personal Loan Limited offers personal loans to consumers.
Founded in 1954 in Himeji City, Hyogo prefecture, we have long been offering our customers comprehensive financial services. In 2016, we changed our corporate name in order to maximize synergy with the Shinsei Bank Group as a whole.

Placing "creation of the most trustable non-bank financial institution" as a center of our corporate mission, we aim to grow together with all of our stake holders and build on our trust with them.
With this management principle in mind, we regard compliance as one of our most important challenges. Our corporate action guidelines include our complying with related laws and regulations in good faith and taking actions based on social norms.

    [Key products]
  • “Karikaeeru�?: Refinancing for debt consolidation (Japanese version only)

Contact:

For additional details, please visit the following web site:

Shinsei Personal Loan